Welcome to BUYorREFI Financial,

Rhett and his team run a very hands-on, customer-friendly business that combines a high level of professionalism with a friendly manner while helping to navigate you through the process. This... read more was our first experience with purchasing a home out-of-state and I could not have asked for better service. From the start, Rhett made sure we understood what was needed, got it done, and took the time to answer all our questions. He maintained close contact and helped us secure the best interest rate possible, while ensuring we proceeded through closing without a hitch. I would not hesitate to recommend them to anyone and would use them again without a doubt.

This was a new experience for us: a second home. Rhett shared his insight and experience to help us through. Also, his personality made the entire experience a... read more joyful one. 100%, five stars, excellent!!

Rhett went above and beyond in every aspect of this home purchase. He is extremely knowledgeable and able to "calm nerves" when things become wild and at times uncertain.... read more I would recommend him with out hesitation.

What a great company to work with! On top of everything during the entire process. Thank you!!

Very knowledgeable, professional, & pleasant to deal with. Highly recommended.

Rhett is AWESOME...easy to work with! Very personable & knowledgeable, with the patience to explain things with understandable detail. HIGHLY RECOMMENDED!!

Rhett, Kristy and team were a pleasure to work with on my recent home mortgage loan process! They were very proactive and professional all the way through, and I couldn't... read more recommend them enough. These days when more and more people take short cuts in their jobs, this team stands alone in going the distance for their clients. David M - Surprise, AZ.

This is the second time I have used Rhett for an equity loan. It amazes me how quickly he and his team gets things done. Can't recommend them enough. They're... read more the best!

Rhett, Kimberly and the whole team at BUYorREFI are ROCK STARS! It took less than a month from my first call with Rhett to closing (AND it was a holiday... read more weekend). The whole team was available at all times which allowed for the expedited closing. Additionally, Rhett suggested changing the closing by one day, which saved me thousands over the term of the loan. I would definitely recommend this team. They work together as a well oiled engine.

Had a chance to work with Rhett and he was awesome. Great communication and was able to get the clear to close faster than expected for my clients. I’d highly recommend!

Thanks Rhett for a seamless transaction. Rhett kept us informed every step of the way and called several times just to see how we were doing. Would definitely use him... read more again.

10/10 service! Rhett and Kristy made the process so easy they answered any questions we had and stayed in touch with updates. Definitely recommend!

Without a doubt one of the best home buying experiences we have had. Rhett and team came to the rescue after our credit union failed to tell us that... read more they could not do business in AZ. We had an offer pending, and the BUYorREFI team stepped in and got our loan done and closed in record time - painlessly! Rhett and Steve were fantastic throughout the process, and they made us feel like we were their only clients. (I mean, who expects a call from their mortgage banker on a Saturday when he is spending time with his family?? - Yep, he did that to help get our deal done!) I absolutely recommend BUYorREFI - I never give 5-star reviews, but Rhett's commitment to service, down-home style, responsiveness, and quick wit forced me to do it!

Rhett was great with seeing our buyers get their approval to purchase.

Rhett and his team are the best in the business. I have bought multiple homes in multiple states and their processes along with their customer service is top notch 5... read more stars !!

Going through the mortgage process doesn't get any better than with Rhett and his team. It was the best mortgage experience we've ever had, not even close. They... read more made it simple, straightforward and as painless as possible - even a pleasure if that's possible for a mortgage. Even more important, we felt like Rhett was working hard for us, doing everything he and his team could to make sure we got the best terms, and kept costs down as much as possible. Couldn't be happier, and we'll refer BUYorREFI every chance we get. Thank you Rhett!

I was in a pinch as the first lender backed out of the deal with only 2 weeks to closing. Rhett and the team stepped in and easily handled... read more the loan is about one week. Terms were reasonable and closing costs were acceptable. Plus his team was in constant communication making the process easy.

Rhett and his team were a life line in the middle of a very stressful experience of buying a new home. I could not have felt more grateful!