Are You Looking to Refinance Your Home Loan?

Is the interest rate on your mortgage loan too high for your liking? At BUYorREFI, our team of brokers is here to help you through the process of refinancing. We bring expert guidance, hassle-free approvals, and no fret closings to the table, ensuring that you’re well taken care of at every step of the way. Whether your goal is to take advantage of the equity in your home or reduce the amount you pay in interest, you can count on us to provide you with an amazing rate and low closing costs.

Why Refinance Your Loan?


  • Reduce your interest rate
  • Reduce the term of your mortgage
  • Get cash out of your home
  • Eliminate Private Mortgage Insurance


Refinance Service

When it comes to refinancing an existing mortgage, BUYorREFI Financial has options to fulfill all your needs. With expert guidance, hassle-free approvals and no fret closings, we know you’ll be glad that BUYorREFI Financial is on your side.

There are many reasons to refinance, especially with mortgage refinance rates still at historically low levels. Regardless of the reason, one thing you should be asking before you even start the process is: “How Much Will Refinancing Cost Me?” Fees and points can quickly add up and cost you thousands. At BUYorREFI Financial, we will help guide you to a mortgage loan option that makes sense for you.

Here are some of the most common reasons to refinance:

Reduce Your Interest Rate
Now is a great time to take advantage of historically low interest rates. At BUYorREFI Financial we shop many of the nations largest and most competitive mortgage lenders. You’ll be assured the right combination of a low rate and low closing costs.

Reduce The Term Of Your Mortgage
Shorter term mortgages generally have lower rates. The combination of a shorter loan term and a lower interest rate can save you thousands of dollars over time. Our Loan Originators can help you determine the best loan term for your needs.

Get Cash Out of Your Home
When you refinance your mortgage you can also take out equity. This is very useful for consolidating debt, whether it’s a second mortgage, student loans or credit cards. Combining debt into a mortgage loan, often times results in a lower fixed rate and a substantial improvement in your monthly cash flow. You can also take out equity for home improvement projects and just about any other need you may have.

Eliminate or Reduce Private Mortgage Insurance (“PMI”)
If you originally purchased your house with less than a 20% down payment, you probably are paying PMI. If your home is appreciated in value since you purchased it, you may be able to eliminate the PMI through a refinance. To do so, we must establish through an appraisal that you now have 20% or more equity. Even if you fall short of 20% equity threshold, there is still a chance that we can substantially reduce your monthly obligation. We also have loan programs that do not require a monthly PMI payment. Our Loan Originators can help you determine the best course of action for eliminating or reducing your PMI.

Get In Contact With BUYorREFI Financial By Phone or Email.


BUYorREFI Financial (NMLS 1838307)
Rhett Laufenburger NMLS# 221295

Contact Us

BUYorREFI Financial
6532 W Leiber Pl
Glendale, AZ 85310

(480) 225-6699

SAT-SUN By Appointment only

BUYorREFI Financial 6532 W Leiber Pl Glendale, AZ 85310 (NMLS # 1838307). 480-225-6699. Copyright © 2023 BUYorREFI Financial. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. BUYorREFI Financial is an independent mortgage broker and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. MB-1000724