Happy Clients

Happy Clients

Rhett helped us makes our new home dreams come true. We fell in love with a home, but weren’t sure how to secure it without first selling our existing home. Rhett made it all happen quickly and efficiently. We were able to make an offer and have it accepted within hours of our first contact with Rhett. He helped us through the process, kept us informed every step of the way. We have already referred our dearest friends to Rhett. His sense of humor was refreshing. A true professional!

Larry P

Rhett did an outstanding job with my complex financial situation to obtain for us a mortgage in a timely manner at a great rate

John C.

From the time I submitted my online pre-qualification information until our deed was recorded, Rhett was absolutely amazing. We chose Rhett because of his expertise in mortgages and it turned out to be an excellent decision! He was able to give us all of the options for mortgages and explain them clearly. During the loan process we knew exactly what was going on and he called often to give us updates. We couldn’t be happier with the service and care provided by Rhett! Thank you!
– Shevon Q.

Phoenix, AZ
Nov 26, 2018

Rhett was on top of things from the very beginning and was helpful all the way to closing. He was professional but also very personable and made it feel like I was working with an old friend.

M. Christensen

“We recently closed on a home in Arizona with AmeriFirst. From beginning to end we had daily contact and instant access to status updates. It was a great feeling to have knowledgeable contacts so accessible to us since are in Illinois and have never made a purchase long distance. Everyone in the office that we dealt with was reassuring and informative. We had a 5 star experience!” 

Adam & Suzie D.


Rhett and Team:

I just wanted to take this opportunity to thank you and your staff for assisting us in obtaining financing to purchase our retirement dream home.  From the very first phone call to the last one I was extremely happy with the friendly and professional handling of our loan.  I was pleasantly surprised at how simple the process turned out to be!   You made the whole process a painless one, and I would not hesitate to refer friends or family to AmeriFirst for any future lending needs.  If anyone would like to contact me for a referral, please feel free to share my cell phone number or this email address.


Thank you, again, for everything you and Sophia did to make our dream a reality!


Debbie Edgin


Jeff and I would like to Thank You for all you have completed in the time frame needed.
The entire process and experience with you and Rhett has been just AMAZING!!!! I cannot thank you enough for all attention to detail and follow up you have shown.
I will be sending you any and all business with high praises going forward. I have never had a loan go so smooth and efficient, it has been a stress free process.
Rhett has an awesome team in place!

Thank you for making this a dream experience and not a nightmare. I have to say the sense of urgency, and follow up, along with the constant communication has made this such a positive experience.

Please pass our thanks and gratitude along to Rhett, the professionalism in getting this done when expected has been a pleasant surprise. Linda has shown us from the get go what she says is what gets done. In this business that is a rarity. It’s very nice to see everyone on the same page,we really appreciate that!!!
We are so happy Linda sent us to you!!! Between Linda, AmeriFirst,and Amanda – what a TEAM you all make!!!!

Thank you to everyone again :)

My husband and I recently purchased a home with the help and guidance of our AmeriFirst Mortgage Adviser, Rhett Laufenburger, and his wonderful assistant, Sophia Miller.

This journey was not easy, but we learned so much in the process. From the very beginning, Rhett gave us some very sound advice that helped us in achieving our goal of buying our dream home. I recently told Rhett that he is my personal “Dave Ramsey”. A light bulb went off the day that Rhett explained that if we worked on paying our credit card debt down, we wouldn’t need as high of a down payment. We took his advice to heart and started paying everything off. If was a hard pill to swallow at first, seeing how much debt we had accrued, and how much we had to payoff, but the joy of seeing zero balances again was truly liberating! We are also no longer carrying credit cards with us to avoid future temptation.

Once we had the majority of everything paid off, we were able to proceed with buying our house.  Rhett and Sophia held our hand throughout the process, and made it clear that they had our best interest at heart.  They too wanted to see our dream come true, and we’re happy to report that it did!

Rhett and Sophia, we can’t thank you enough for all that you did for us.


Rick and Ingred

Sophia and Rhett,
Thank you so very much for your professionalism and competency!  Tim is thrilled with his new home and we didn’t even have on hiccup along the way.  This is how I like to do business!  You’re my go-to lender from now on.

Please pop some business cards and any marketing material you may have in the mail to me.
If you are interested in being a partner in our marketing, let me know. Jen Meehl and I were included in the top 10 producers last year at HomeSmart. (HomeSmart has over 4000 agents) So we work very hard to keep our market share.  We’re very blessed to work the Active adult market and we love it!  We have great clients.  Our focus is Corte Bella, but sell in all the adult communities in the NW valley.

I look forward to our next transaction!

Shirley Owens

We are now fully unpacked and reasonably organized…..finally with TV/Telephone/Internet service.

We wish to Thank You for the ease of arrangements for purchasing this home – never did we think remote all could be handled so well.  Should we learn of anyone needing such service we will definitely recommend they contact you. Keith and Nacy

Following up from our conversation and successful COE last week, I wanted to thank you, Sophia and your entire team for all the professional, proactive, 1st class work you all did during the entire process from the word go.

Your group is head and shoulders above every other lender I have encountered during my real estate career. Obviously the system you have in place, as well as having the right people make it happen and provide a peace of mind for Real Estate professionals and our mutual clients.

I certainly will continue to  direct and encourage every possible Buyer I work with moving forward to highly consider utilizing you and your group for their financing requirements.

I also will encourage other Real Estate professionals to do their due diligence on AmeriFirst and consider working with you.

I’m a big fan,

Scott Lavery

What a great team!  Terry and I can’t thank you enough for everything you did for us.  Don’t think we didn’t notice.  Thanks also for “hanging in there” with all of our questions and concerns.  When you get to be our age, you will know how much that means. We will definitely refer you whenever we can.  You can count on us. Have a great day.  And once again—thank you
Terry and Kathy Smith

I wanted to thank Rhett and the BuyorRefi team for helping me through my entire home purchase. Every question I had, Rhett answered and gave me the best possible advice for moving forward. He made my first time home buying experience amazing and can see why he came so highly recommended. I have recommend Rhett to anyone I know buying a home.

Richard Keech

Rhett and BuyorRefi Bill and I want to thank you for such an awesome experience. Buying property can be very intimidating, especially if it’s buying something out of town/state, but you made it fun. Yes, I said FUN!! From start to finish you were in touch with us and held our hands the entire way. We would recommend you and your staff to anyone that might be considering buying property in your area.

Thanks to everyone that worked on our application.
Bill and Linda
Leavenworth, WA

I always enjoy compliments from my clients and I always hate when the sale is over because I don’t have them around and I miss my clients.  A lot of them have become friends. I treat them the way I want to be treated.

I just want to say that this whole experience with you and Scott has been absolutely terrific.  You know what you’re doing, you made it easy for me and you always answer the phone and e-mails.  You are right on with customer service.  I will definitely refer you and I’m so glad I picked you to handle my personal loan.  You have far exceeded my expectations.


Brenda Howe, REALTOR, ABR, CRS, SRES, MSSC, CNE Long Realty West Valley

We greatly appreciate you and your staff working so hard for us. You made the process much easier for us and we are truly greatful for all of your help.

If I can send any business your way in the future I will absolutely do so.

Thank you again so much for everything.

Cory Archibald
Kathy and I would like to commend you and your staff for the truly professional manner in which our recent home mortgage managed. From start to finish it was seamless, as agreed, on time, without surprises and within terms originally agreed to.

In these days of chaos and confusion in the mortgage area your lines of communication were superb and when a problem arose you had a solution. Again thank you and Sophia for making our new home purchase so pleasant.

Scott and Kathy Crenshaw

I just want to take a second to say Thank You!!! You guys were amazing and definitely helped make my first time buying a home a very easy and enjoyable experience. I will gladly recommend you to any friends and family members looking to buy a house. Again, thank you so much for everything!!

Tina Cogswell
Horne Auto Group

As scary as it may be to purchase a new home, Rhett Laufenburger made it a fun and exciting process. He gets the job done quickly and in an efficient manner. He is excellent at communicating and is an all around fun and wonderful guy. I would recommend him to anyone!

Danielle Douglas
West Maricopa County Regional Association of REALTORS®

Rhett: I won’t make this too long although I could go on and on about what a great experience I’ve had with you and your assistant Sophia purchasing my new home. This is my 15th or so real estate transaction and it was, by far, the easiest one even in these very difficult times. You were honest and amazingly accurate in estimating my costs. You did exactly what you said you would do – there were no surprises and I find that incredible. 

I abhor business people who are too busy to answer the phone or return calls or emails promptly. You and Sophia are exceptional: it did not matter when I called or emailed, someone was back to me almost immediately, even on the weekends. Astonishing customer service! You took such good care of me from start to finish — every aspect of this process was seamless and a pleasure! Can you imagine saying that about a mortgage company! Thank you so much and I will be back!
Liz Robbins Sun City, AZ

Dear Friend,

Hi my name is Denise Banks; I am a 54 yr old African American woman, who just happens to be a first time home buyer! As a matter of fact, I am the first in my family to buy a home. I would never have thought in a million years that this dream would ever come true, but it has, and I owe it all too a few things in my life:
  1. God all mighty
  2. A first time home buyer seminar in Surprise, AZ
  3. Rhett Laufenburger ( the speaker at the seminar)
To make a long story short, while reading through the Sunday paper, I ran across an article about a first time home buyer seminar that was being held in the city of Surprise. It was free, and I thought “why not, it’s not costing me anything, just time.” Well, I went to that seminar and it was one of the best things that have happened to me in a long time. The Mortgage Advisor, Rhett Laufenburger, gave me information on the credit report and buying a home. The seminar was inspirational! I called Rhett the following day and told him I was tired of renting and wanted to buy a house. His reply was “ok let’s make this happen for you Denise.” Needless to say there was a small obstacle along the way with people losing their jobs and the cut back in hours, but Rhett never gave up on my dream. Rhett helped me close on my first home May 17. Thank You Rhett for believing and never giving up, you are a Godsend.
P.S. Go Giants
Sincerely, your client and friend
Denise Banks

Thanks, I learned the hard way not to get rid of any paper work.

This will be the fastest I have ever done any refi,.ever! you are the best mortgage person I have ever had a transaction with including when I sold real estate.
Thanks for all of your hard work.

Get In Contact With BUYorREFI Financial By Phone or Email.


BUYorREFI Financial (NMLS 1838307)
Rhett Laufenburger NMLS# 221295

Contact Us

BUYorREFI Financial
6532 W Leiber Pl
Glendale, AZ 85310

(480) 225-6699

SAT-SUN By Appointment only

BUYorREFI Financial 6532 W Leiber Pl Glendale, AZ 85310 (NMLS # 1838307). 480-225-6699. Copyright © 2023 BUYorREFI Financial. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. BUYorREFI Financial is an independent mortgage broker and is not affiliated with the Department of Housing and Urban Development or the Federal Housing Administration. MB-1000724